Crop Insurance Options for Farmers Affected by Flooding

WASHINGTON, D.C. (NMB) – USDA’s Risk Management Agency reminds producers who have federal crop insurance coverage and are unable to plant a crop because of flooding or excess moisture to contact their crop insurance agent to discuss available prevented planting options. A press release says that crop insurance agents can discuss available options on when and how to file a claim related to prevented planting.

The RMA urges producers who are unable to plant their crop by the Final Planting Date or who need to replant acreage to contact their crop insurance agent. Producers who are prevented from planting due to an insurable cause of loss must provide notice within 72 hours after the Final Planting Date if they do not intend or are unable to plant the insured crop within an applicable Late Planting Period.

Prevented planting is a failure to plant an insured crop by the Final Planting Date designated in the insurance policy’s actuarial documents because of an insured cause of loss that is general to the surrounding area and that prevents other producers from planting acreage with similar characteristics.

To qualify for a prevented planting payment, the affected acreage must be at least 20 acres or 20 percent of the crop acreage in the insured unit.